When Can a Co-op Board Enter a Unit in NY?

There are times when a New York co-op board or a condo association may want or need to get into a unit….but when? General examples include when there is consent of the occupant, when there is a court order, or when there is an emergency. 

An initial step to gain access is to check the exact language of the governing documents for the property, which may consist of the house rules for the condo or co-op offering plan, or the bylaws of the property, or the proprietary lease of the co-op. For most offering plans, the co-op board may enter for reasons that support appropriate purposes, such as notice for repairs. Additionally, the proprietary leases may allow property managers the right to demand entrance to randomly selected co-op apartments to ensure that residents are following the rules.


New York law is based on a standard using “reasonableness,” which means that if the co-op gives reasonable notice, the shareholder is required to give access. Reasonable could mean the notice can be 24 hours for an inspection or a week’s notice for a repair issue. Typically, the specifics are found in the bylaws and often they refer to notice for repairs, but it can be for other reasons as well.   

Getting Access Via a Court Order

Sometimes you need to gain access for something other than a repair issue. For example, suppose your co-op receives complaints about odors and infestations coming from a shareholder’s unit, which seems to be cluttered. This could be indicators of hoarding, which is a threat to not only the shareholder, but also to the other building residents because it can create a fire hazard and can help attract pests to the building.    

If you’re in this type of situation, you usually can start with letters and notices to the shareholder so that you can gain access. However, the shareholder might ignore this and after time, you may have to compel access through the court system, which involves getting a court order.   


Another time that the board or association may gain access is when there’s an emergency. However, it’s not always obvious, and there is an issue as to what’s considered an “emergency.” You may search the bylaws and not be satisfied with what they say. That’s why it’s important for entities to take the time to clean up any broad language before these incidents happen. 

Some boards or management companies have used so-called emergencies as a sneaky way to enter a unit for other, less exigent reasons. A good way to gauge this is to ask whether the scenario has already existed for a significant length of time. If it’s been weeks, or even months, it’s likely not an emergency. If there is truly an emergency, you would get a government entity involved, such as the police or fire department. This demonstrates that something is currently amiss. And you’re being reasonable and responsible, and this will likely shield everyone from harm, including protection from any legal liability that could occur.    

Speak with an Experienced NY Real Estate Attorney About Co-OP Access 

Typically, you won’t have problems accessing a shareholder’s apartment. However, there are times when the co-op board might have to solve the problem through major action such as an eviction. An attorney can assist you with terminating their lease and removing the tenant if it comes to that. You should speak to one of our MOWK Law attorneys about your options. Contact us right away to learn more.

Dissolving Your New York Business in Six Steps

Dissolving a business is not as easy as simply closing your doors and calling it a day; there are various legal steps that you must take to wind up and close your business. When you don’t formally dissolve your business, you could be responsible for annual fees and taxes. Read on to learn how to properly dissolve your New York business. 

The initial step, of course is to make the choice to close. Naturally, you have already contemplated filing for bankruptcy, selling or transferring ownership before you decide to close. 

Step 1: Get approval

If you’re a sole proprietor and are ready to cease operations, then you can close all on your own. However, if you’re another type of entity, such as a partnership, you must obtain approval from the business owners or members to dissolve the business. Additionally, with an LLC or corporation, you will be responsible for annual fees, and filing and paying taxes; failure to dissolve the company subjects you to every creditor, making you vulnerable to potential litigation. 

Step 2: Prepare dissolution documents 

After gaining approval, the next step is to prepare the dissolution documents and file them with the state. This includes a certificate of dissolution, that you should file in all states where you are registered to do business. Whether it’s a NY State corporation, a Foreign Business Corporation, or a NY State Non-For-Profit Corporation will determine the type of documentation involved. This may include a Certificate of Dissolution with the New York Department of State, a Certificate of Surrender of Authority to Collect Sales Tax. Also, contact the IRS to inform them that you have dissolved your business.

Step 3: Resolve obligations 

This includes settling debts with creditors, who have a limited time to file claims and collect debts, resolving financial obligations to landlords and customers and informing suppliers and vendors of the impending closure. You must also resolve all taxes, including filing a final business tax return. 

Step 4: Prepare cancellations

Making certain cancellations (such as seller’s permits, business licenses, dba statements, and fictitious names) will help to protect your company’s reputation and finances after you close the business. 

Step 5: Check local, state, and federal labor/employment/business laws

Ensure that you’re in compliance with all your local, state, and federal labor and employment laws. For instance, you might have a legal duty to inform employees if the dissolution will result in layoffs. And check for laws that specify the requirements for maintaining records that can help shield you from future audits and litigation.   

Step 6: Distribute the assets to the owners/members

Give business assets to the appropriate owners or members. Each owner/member is legally entitled to their share after the creditors have been paid.

Reach Out to a NY Business Attorney Today

While it may be simple enough to take steps to dissolve your business, you may need the guidance of a skilled business attorney to assist with the process. Maybe there’s disagreement with owners about what they should receive or there are problems with your creditors. A MOWK Law attorney can work with you to help resolve the issues. Get a handle on your New York business law needs, and contact us today.

How to Finance Your Commercial Real Estate Purchase

If you’re ready to take the important step of making a major commercial real estate purchase, you’ve got to figure out the best way to make it happen. While loans for residential real estate are generally assigned to an individual borrower, a commercial loan is generally placed with a business entity. With transactions of this kind, certain legal issues need to be resolved to set up for a successful result. Read on to learn about information about how to finance your New York commercial real estate purchase. 

What are Commercial Property Loans?

The commercial property loan agreement is basically just a contract between the borrower and the lender. While that may seem simple, the loan terms can actually be complicated with the documentation consisting of various clauses with complex language.   

There are various alternatives, but typically the loans can be broken into a few key categories. The first concerns the type of lender.  

Conventional Bank Loans

Most commercial real estate loans are made by traditional banks. Things to know:

  • Usually requires a strong credit history
  • Offer competitive interest rates
  • Likely requires at least 20 percent down
  • Doesn’t require the property to be owner-occupied
  • A penalty may be charged if the loan is paid off early

Small Business Administration (SBA) Loans

The federal and state governments have programs for eligible borrowers who can’t meet standard commercial loan requirements. The U.S. Small Business Administration (SBA) offers some of the least expensive loans for investing in commercial real estate. Things to know:

  • Assists the commercial borrower through increasing their creditability and 
  • Makes borrower more favorable by guaranteeing the loan 
  • Reduces risks for the lender

Hard Money Loans (aka Bridge Loans)

These are short-term loans with high interest rates and are based on the perceived value of the real estate and not the borrower’s credit history. They are usually short term (for example, for a year or less) and are used temporarily while an investor works to secure a longer-term bank loan.  

Other Types of Loans

Here are some other solutions to commercial real estate financing

  • Commercial Mortgage-Backed Securities (CMBS): These loans (aka conduit loan) are commercial real estate loans secured by a first mortgage on a commercial property. 
  • Acquisition and Development Loans: This type of loan covers the cost of acquiring the land and the expenses associated with developing it, in addition to interest and sales commissions.  
  • Mezzanine Financing: These loans can be used to provide additional money that helps a developer complete a project where a short-term loan is provided to a developer in return for a partial interest in the company as collateral. 
  • Construction Loans: A straight forward loan for the financing of construction on a commercial property.

Help for Financing your NY Commercial Real Estate

There are many financing options available for your New York commercial property. You can navigate the complexity of this type of transaction with the helping hand of an attorney familiar with real estate, finance, and securities law. Our experienced MOWK Law lawyers can give you guidance as to your best bets, given your situation. Contact us today for more insight.

Should NY Co-op Boards Give Permission for Reverse Mortgages?

You can always expect the unexpected when it comes to the NY co-op landscape. There are constant changes to the laws, so it’s important for co-op board of directors to be up to date with the evolving environment. A recent significant shift deals with reverse mortgages. Up until recently, reverse mortgages were only available to owners of one to four family homes and condominium apartments. However, the law in New York for reverse mortgages has changed to include owners of shares in a co-op. 

What is a Reverse Mortgage?

Before diving into the way that this affects co-op boards, let’s review the specifics of reverse mortgages. Unlike a traditional mortgage, no payments are due for the reverse mortgage until the end of the mortgage term or until the property is sold or until the borrower is deceased. 

The property owner is able to use their real estate interest as collateral for the loan. Prior to the recent legal changes, shareholders in co-ops weren’t allowed to take out reverse mortgages because they weren’t considered as true legal owners of the property by deed. Since they didn’t own a real property interest that could be considered as collateral for the loan, they were ineligible. Now that the law has changed, residents can use their shares or membership interest in a co-op for security for reverse mortgages. 

How it Works 

In addition to some other basic rules, including parameters about maturity events and circumstances for foreclosure defenses, there are key differences between a co-op reverse mortgage and a traditional reverse mortgage:

  • Here, the reverse mortgage is secured by either shares or membership in the cooperative unit.
  • The minimum age of the tenant who gets the reverse mortgage secured by the co-op apartment is 62, compared to 60 for real property ownership.  
  • The co-op unit must be the shareholder’s primary residence. 
  • If a reverse mortgage is secured by a co-op apartment, the resident must get it approved by the co-op’s board of directors. 

Co-op Board Approval

Just because the board of directors’ approval is necessary for a resident to secure a co-op reverse mortgage doesn’t mean that the board should necessarily honor the request. While the co-op has priority lien for the monthly maintenance, co-op boards still need to really think about granting permission for a shareholder to obtain a reverse mortgage. 

Cautious contemplation is critical, especially if the shareholder can’t afford the monthly maintenance for the apartment without the loan proceeds. For instance, suppose the shareholder does indeed blow the loan proceeds and isn’t able to pay the monthly maintenance. Then the co-op is in a tough scenario of having to foreclose on a senior who has little or no equity in their unit and probably has limited options for their living situation. 

Ask an Attorney About Reverse Mortgages

The changes in the law that allow co-op shareholders to obtain reverse mortgages may be considered a cause for celebration. However, it’s important for boards to weigh the possible risks of any request. You can discuss this with a lawyer before going forward. Feel free to contact us at MOWK Law to have your questions addressed by an experienced attorney.

What is Time of the Essence in a Real Estate Contract?

If you’re involved in a home purchase, then you might find yourself coming across with a “time is of the essence” provision. You might have heard of this term before but weren’t sure what to make of it. What exactly, is time of the essence and why is it important in your New York real estate contract?

Definition of Time of the Essence

The term “time of the essence” is a legal term of art that is used to state the timeline in which one party must complete their contractual duties. Completing the time is not only a priority but also a necessary part of the completion. If they fail to meet the deadlines agreed to with regard to “time of the essence,” it is considered a breach of the contract. 

Time of the Essence Letters

While this provision can be used in various types of contracts, it is very common in real estate transactions. In this context, it is sometimes applied in a time of the essence letter, instead of explicitly stated in the contract. 

For the court to view the time of the essence letter as valid, it should include the following:

  • A reasonable timeline
  • Clear conditions
  • Information about the consequences if the party doesn’t meet the stated timeline

What Types of Acts Can Be Subject to “Time of the Essence” Deadlines?

Basically, anything that should be completed within a given amount of time in a real estate transaction is ripe for a “time of the essence” provision. For example, this can include notices, document delivery, termination procedures, and the closing date of the transaction. A real estate agreement should include specific completion dates for the tasks that have time contingencies.

What Happens if Time of the Essence Deadlines are Not Met?

If there is a “time is of the essence” clause in the contract, there are consequences for the failure to meet the timeline. For instance, suppose the contract requires you to provide an inspection report in 5 days. If you don’t provide the report to the other party within the 5 days, you would be subject to the consequences, such as facing potential termination of the contract.   

Time is of the Essence Principles 

While the details will differ for each contract, there are certain conditions that should be present: 

  • All parties must be aware of its existence: If any party is unaware of their obligations, then it will not be enforceable; everyone involved in the transaction needs to know the deadlines and the consequences of missing them.
  • All parties may request a reasonable postponement of closing day: The parties are entitled to ask to postpone the closing day. However, it must be reasonable, and the other party must agree. 
  • Amendments are available: If someone breaches, it is still possible to remedy by amending the original clause. If both parties don’t agree to amend the breached provision, the missed time frame can end with major consequences.

Let an Attorney Help with Your “Time is of the Essence” Real Estate Transactions

The purpose of a “time of the essence” clause is to maintain accountability during the real estate transaction. If you want to include this in your agreement, you can work with an experienced MOWK Law real estate attorney. When the deadlines and consequences are determined, both buyer and seller can advance to a satisfying closing day. Contact us today to get started.

How to Handle a Business Partner’s Breach of Contract

When your business partner breaches a contract, it can feel like you’ve been stabbed in the back. Taking the emotion out of this, the way to handle a partner’s breach of contract largely depends on the relationship between the partners, the severity of the breach, terms of the partnership agreement, and the possible options available to resolve the issue. 

Since the partnership agreement is the main source for dealing with breaches of contract, it’s critical that everything is clearly spelled out. When the agreement is too broad or ambiguous, it paves the way for a partner to shriek their responsibilities and not fulfill their role as a partner, it can lead to breaches and disputes. 

Here are some of the ways to handle the partner’s breach:

1. File a Lawsuit:  You may sue a partner who breaches the partnership agreement, regardless of whether you expel them from the partnership. A certain kind of breach, including misappropriation of partnership assets, allows you to sue the breaching partner for compensatory damages. Typically, the amount of damages will be the partner’s actual damages minus the departing partner’s investment stake in the partnership. This could be an attractive option, depending on the size of your business. 

2. Negotiate a Settlement: Under some circumstances, you may want to forge ahead with the partnership despite the partner’s breach. However, you might require some type of restitution for their breach, and a settlement is a possible way to achieve this. A negotiated settlement allows the possibility of retaining the business relationship between you and the partner. Although you may have to compromise with your partner to obtain their agreement for settlement, you can avoid the costs and time that it takes for a legal battle in court. However, you can also consider filing a lawsuit against your partner and then offer to settle based on terms favorable to you.  

3. Seek Liquidated Damages from the Partner: Some partnership agreements contain liquidated damages clauses, which provide a certain amount of monetary damages to any partner damages by another’s breach. Courts will only enforce liquidated damages when they are reasonable compared to actual or anticipated damages in partnership lawsuit cases. For instance, courts may not enforce a liquidated damages clause that provides for dissolution of the partnership and compensation to any partner in an amount less than that partner’s investment stake in the partnership. If the court deems a liquidated damages clause as invalid, they may award compensatory damages instead. The winning party must seek to enforce the judgment awarded by the court, which isn’t easy to do.

4. Expel the Partner from the Partnership: The breach could be damaging enough for you to want to expel your partner from the company and break off with them completely. However, it is significant to know whether your partnership agreement allows the expulsion of one partner or whether you must dissolve the partnership completely. 

Get Help from a New York Business Law Attorney

If your partnership agreement doesn’t explicitly say what should happen in the event of a breach or a dispute, then you should consider the assistance of a business attorney who can help with exploring your options. Or to prevent complex litigation after a breach of contract, a lawyer can help draft an agreement to avoid future problems. Get in touch with a skilled MOWK Law attorney right away to get started.

How Much Interest is Allowed Under NY Usury Law?

Every lender is obligated to charge interest on loans. However, New York State usury law shields some borrowers from interest rates that are too high. 

New York’s Usury Law

The definition for usury is the lending of money at an exorbitant interest rate. Specifically, under New York law, the maximum interest rate that you can charge is 16 percent annum. if a lender exceeds this, they may be liable for civil usury; if interest is higher than 25 percent, then it could be considered criminal usury. 

Individual Borrower Rules

  • NY gives individual borrowers a lot more protection compared to corporations and LLCs.
  • Loans under $250,000 to individuals must follow both civil and criminal usury rates.
  • Loans between $250,000 and $2,500,000 must only follow criminal rate.

Corporate Borrower Rules 

  • Corporations and LLCs can be charged more than 16 percent interest. 
  • Loans to businesses under $2,500,000 are typically exempt from the 16 percent civil usury cap, but are subject to the 25 percent cap.
  • Loans to corporations for business purposes that are $100,000 or more that are secured under New York’s Uniform Commercial Code (UCC) are exempt from NY’s criminal usury laws if on the date when the interest is charged or accrued, the interest is not greater than 8 percentage points above the prime rate. 

General Rules: All loans above $2,500,000 are exempt from civil and criminal usury laws. 

What Are the Remedies for Breaking NY Usury Laws?

When an individual borrower is a usury victim, they can bring a lawsuit to recover anything paid over the 16 percent or 25 percent interest rate. Additionally, individuals can assert usury as an affirmative defense if the lender brings suit against them for the repayment. This differs from a corporate borrower who can only use criminal usury as an affirmative defense, but just like individual borrowers, corporate borrowers can recover what they paid over the 25 percent interest rate.  

Also, keep in mind that if a loan is criminally usurious, that loan is considered void, and the lender can lose their principal and interest. 

Determining Interest Rates

While NY usury laws determine maximum interest rates, lenders have flexibility to vary interest rates under the limit. Part of the basis for establishing interest rates has to do with the risks of being repaid; borrowers with bad credit, little collateral will likely get a loan with a higher interest rate as compared to borrowers with ample finances. To get around this, some borrowers, (in order to get business loans) give a personal guarantee, which is the individual’s agreement to repay the loan if the business defaults. Typically, a lender can sue the business for repayment. However, if the business doesn’t have any assets, the lender is out of luck. The personal guarantee ensures that the lender can recover from the personal assets of the individual, who made it.   

In some instances, a borrower won’t be able to get the business loan without making a personal guarantee. The flip side of this is that the borrower can use the guarantee as leverage to obtain a better interest rate. But personal guarantees should be approached with caution because there’s great risk for losing your business and personal finances.   

Talk to an Experienced Lawyer about NY Usury Laws

If you think that you’re a victim of a usurious interest rate, you should act in your best interests and talk to a knowledgeable attorney. Our MOWK Law attorneys are ready to work on your behalf. Get in touch with us today.

How Can Condo Associations Prevent Violating Reasonable Accommodation Laws?

Fair housing laws at both the federal and state level have existed for decades to protect disabled tenants from discrimination and harassment. For instance, the law provides safeguards, such as the right to have emotional support animals, even for buildings that have a no-pet or no-animal policy. Additionally, besides providing things like support animals in private housing, these state and federal laws apply in the condominium context and oblige condo associations to make reasonable accommodations and/or modifications for persons with disabilities. These requirements serve to allow everyone the opportunity to use and enjoy their property.

Conscientious condominium boards do their best to navigate this complex area of law, but it can be difficult to follow. You want to keep track of what the law requires, who is responsible for the accommodation and modification costs, and how to stay in compliance with the law. Read on to learn how to avoid violating the reasonable accommodations laws.   

Notice Requirements

Under New York law, cooperatives and landlords of residential building are required to provide written notice to tenants of their right to request reasonable accommodations or modifications if they have a disability. The law also requires “conspicuous posting of the notice.” For any new tenant, they must be provided with the written notice within 30 days from the beginning of their tenancy.

Reasonable Accommodations

Everyone must have an equal opportunity to enjoy and use their property, regardless of disability status.  If a condominium association refuses to make reasonable accommodations or modifications, then it’s considered discrimination; this includes both private units and public and common use areas. This means that they must make changes to policies and buildings if a disabled tenant makes a request. 

To determine whether an accommodation is actually reasonable involves a close analysis of the specifics of the case. Generally, the tenant or unit owner is not responsible for the cost of making the accommodation or modification. And it will be something that you have to take in consideration. 

Although the cost of an accommodation is one of the factors, it alone is not enough to make an accommodation unreasonable. There has to be a discernable connection between the request and the individual’s disability.   

Examples of Reasonable Accommodations/Modifications in New York

Examples of reasonable accommodations or modification can include the following:

  • Requests for emotional support animals
  • Requests for more disabled parking places
  • Requests for wheelchair ramps
  • Requests for automatic doors

Discuss How to Comply with Reasonable Accommodations Law with an Attorney

Now that you know what the laws are, you might think that you’re completely in compliance with them. However, there may be a lot of errors on your part. Don’t take this for granted. Get the insight from an experienced attorney on your side, so that you know what to do. Contact one of our MOWK Law attorneys today. 

MOWK Can Help With Your SBA Loans

The SBA Loan Program offers loans to help small businesses. While the loans are guaranteed by the U.S. Small Business Administration, they are issued by a traditional lender, such as a bank. These loans can offer more flexibility and lower interest rates compared to other lending options, making them a good way to help finance your business. However, they require very different procedures than what is expected in a traditional loan or mortgage. This is where you can gain insight and assistance from a MOWK Law attorney who is well acquainted with SBA loans. Read on to learn about the SBA program, and how our attorneys can help borrowers navigate the process.

What is the SBA Loan Program?

The SBA loan program is a government small business loan that isn’t funded directly by the Small Business Administration, but it is backed by the federal government and issued by a private lender. 

A borrower applies for an SBA loan through a lending institution, such as a bank or credit union. Next, that lender applies to the SBA for a loan guarantee. This means that the SBA will repay a part of the loan if the business defaults on payments. Additionally, the Small Business Administration requires an unconditional personal guarantee from everyone with at least 20% ownership in the company. This puts you and your assets up for grabs for payment if your business can’t make them.  

Why Hire a Lawyer for the SBA Loan Process?

When you’re preoccupied with the daily demands of running your business, it is difficult to navigate the loan process. A good way for borrowers to have a positive loan experience is by working with a knowledgeable commercial attorney. Not only can you benefit from a successful outcome, but you can also benefit from a lawyer’s guidance at different phases and to assist with various tasks, including:

  • Loan Requirements and Qualifications: There are various types of SBA loans – each with its own terms and requirements. The kind of loan that works best for is determined by what you want to use the money for. This is where our Mowk Law attorneys can help; they can match you up with loan that is most appropriate for your particular situation. 
  • Due Diligence Issues: Part of the process includes providing necessary due diligence to the lender. You want to ensure that you’re meeting all of the requirements and consulting with an attorney can help with this. For example, they can provide insight about the appropriate entities to form and can draft accompanying documents such as operating agreements and leases. In general, your lawyer can inform you of all the details of your transactions, including your rights, responsibilities, and risks.   
  • Loan Closing: It can be beneficial when a borrower is represented by a lawyer when the closing actually occurs. They can review the loan documents and go over them with the borrower and provide copies of all executed transactional documents required by the lender from the closing.  

Talk to an Experienced Lawyer about SBA Loans

It can be challenging to navigate the SBA loan process. However, you don’t want to lose valuable time to apply and then receive these significant funds to help operate your small business. You may find the process intimidating, but don’t underestimate how much a skilled lawyer can help. Our MOWK Law attorneys are ready and willing to assist you with taking advantage of your available legal options. Contact us today for more information.  

What should I know before signing a commercial lease

What Should I Know Before Signing a Commercial Lease?

Signing a commercial lease is an important part of running your business. If you’re in the early stages and need a storefront or other physical location, the standards for a proper commercial lease can be a difficult undertaking without doing your research beforehand. And fortunately, there’s more leeway for negotiating the terms of a commercial lease as opposed to a residential lease. Read on to learn about what to look for in a commercial lease in New York.

First Steps

Prior to getting to the negotiation stage, you obviously must identify your business’ needs in relation to the potential commercial space. You should have a good idea about this before you meet with the owner or the real estate agency. Describing the physical requirements of the business early can help in developing the precision of drafting a new lease. 

Features of a Commercial Lease

The rights that are generally associated with a residential lease don’t usually apply to a commercial one. That is why it’s important to know certain things about them before you commit to signing:

  • Who is the entity on the lease agreement: You should know the official party that is represented on the lease because individuals are allowed different lease terms than an LLC (limited liability company) or other business structure. LLCs may pose some risks for landlords, such as difficulties in the enforcement of breached leases for dissolved businesses and other complexities. 
  • Is subletting allowed: As a tenant, you may want to help lessen some risk by including a provision for subletting and/or sharing office space to alleviate the chance of insufficient revenue.
  • Are alterations permitted: Landlords will often include provisions concerning detailed procedures for altering the space and spelling out what superficial and fundamental changes are allowed.
  • Is an escalation rider included: This requirement provides an elevated risk to the tenant, who may be responsible for a sharp increase in rent because of the landlord’s real estate expenses or operating costs.
  • Does it include eviction and/or early termination clauses:  As a new business, the reality of economic sustainability is questionable at best. You may want to propose an early termination clause to the landlord. However, if the landlord wants a similar clause on their end, it could hurt your business. Because commercial tenants don’t enjoy the same rights as residential tenants, you need to be aware of language that makes it easier for the landlord to evict your business.
  • Will there be a personal guarantee: Many commercial leases in New York contain a Good Guy Clause (GGC). This is used in situations where the lease is in the name of a business entity, such as an LLC where the landlord requires an individual to sign a personal guarantee. Here, you can benefit from a GGC because it allows the landlord to release you from liability in case you don’t complete the lease period. It’s popular for start-up businesses.

Get Help with Your Commercial Lease, Talk to a Lawyer

The lease will be the quintessential indicator of your financial obligation and liability, so it’s important that you get things right. If you’re ready to expand to a new site for your business, contact an attorney familiar with commercial leases. Contact us today, so that one of our experienced MOWK Law attorneys can explore the best options for your business.